Santander Consumer USA Holdings Inc Consumer Loan Complaint

Vehicle loan Managing the loan or lease

Santander Consumer USA Holdings Inc Consumer Loan department,

Vehicle loan Managing the loan or lease New York

Santander is violating the Fair Credit Reporting Act in many ways and they are causing serious harm and damage to my credit as a result of their inaccurate reporting. The information they are reporting on - and - is inconsistent and should not be tolerated. 1. They are reporting - different addresses on the credit report. The address on - is for the first payment, before the deal is funded. The address on - ( once Googled ) does not link to any Santander dealership. I see places with - -, but not - - as is reported on -.


of - -, - -, - -. While - is reporting 60 days past due as of - - and - - ; and 30 days past due as of - -, - -, - - and - -. How can there be such a huge difference in the way the late payments are being reported? This is totally inaccurate. According to the Federal Trade Commission, it is illegal and against the Fair Credit Reporting Act to report inaccurate information to the credit bureaus once it is brought to the attention that it is inaccurate. Furthermore, you failed to mark this account that it was disputed as a result of my dispute sent to you and the credit bureaus. Which leads me to believe, a real investigation was not complete.

Santander Consumer USA Holdings Inc customer in New York
May 28, 2016

* Source: CFPB Complaint Database

Santander Consumer USA Holdings Inc response to complaint:
Closed with explanation

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