Mercantile Adjustment Bureau Complaint

Mercantile Adjustment Bureau, LLC Debt collection department,

Other (i.e. phone, health club, etc.) Communication tactics Threatened to take legal action New York

I had been contacted recently by - University - at -, that I was being sent to collections over an old parking ticket. For reasons I do not fully understand. I remember contacting the college about this after receiving the letter asking for verification of debt and immediate cease and desist. I also got the name of the collection agency and instructed them no contact. I then received an official looking envelope, color -. The only type of letter that is blue is a summons or a lawsuit paperwork. For a collection agency to mail a letter to an alleged debtor in a blue envelope and an incomplete unverified address may be violations of the Fair Debt Collections Practices Act ( U.S.C. Title 15 ) and various Student Privacy Laws as amended. This document resembles a tax document or income tax refund check. In addition, this document looks like a summons because summons documents possess barcodes similar to this. In addition there is a return address of - - - -, - - and a postal permit address in - -, - So this is deceptive. ( Title 15 U.S.C. ) In addition,

I requested several court dates back in the day because I was not a student at the time of the parking ticket. I visited the campus because the college refuses to issue bills. Students must visit the college website, remember their student ID and get their bill. Some type of technical issue prevented this technical ability because I was being billed for health insurance I was never informed that I had, so not only did - - endanger my life because I was a - patient whom had no idea he had insurance. I parked in a - minute free parking zone. There were no markings on the tires to indicate the University police ever checked a start and end time. Nor did I get a day ion court to reduce the fee or charges. Now I believe a law may have been broken by the college and or the collection agency representing the college.