MidFirst Bank Mortgage Complaint

FHA mortgage Loan modification,collection,foreclosure

MidFirst Bank Mortgage department,

FHA mortgage Loan modification,collection,foreclosure Georgia

On - -, 2015, I filed a law suit against Midland Mortgage for an alleged loan that was in default. The case is still pending in - - - Court. I received the attached threatening letter from - - - ( debt collectors ) stating my home is in foreclosure as a result of the property owner 's default. - - - did not obtain my prior consent to contact or speak to me. This is identity thief because you have my name and address and have communicated with me via the mail without my consent. The letter states " within the next - - days, title to the property is expected to be transferred to Midland Mortgage, a division of MidFirst Bank. Sometime thereafter, ownership of the property will probably be transferred to the Secretary - ( - ) ''. I dispute the letter in its entirety. What allegedly account number and loan number? Is - Bank, Midland Mortgage, and MidFirst Bank - in the same? This is deceptive collection. Who are you hiding behind? Are you a creditor? - - did not validate nor verify anything. Where is the alleged debt validation or verification? Please cease communications until


to the case that exist in - - against - Bank, please let me know. If the alleged loan is expected to be transferred to - Mortgage and will probably be transferred to -, who allegedly owns the loan in default now? Is it MidFirst Bank? Why is a - account number at the top of your letter if they do not have the alleged loan now? If they have the alleged loan now, why did you sent a - employment verification form and a - Occupancy Conveyance Form if - does not have the alleged loan? If they have the alleged loan, they would have the information that you are requesting. Why should I send my private personal information to a debt collector? I will also add damages for the violations that you have committed against me utilizing my protections under the Fair Debt Collection Practice Act. This is fraudulent, deceptive collections and a threat against me as a natural person, consumer, and creditor.

MidFirst Bank customer in Georgia
May 17, 2016

* Source: CFPB Complaint Database

MidFirst Bank response to complaint:
Closed with explanation

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