Kingston Financial, LLC Debt Collection Complaint

Cont'd attempts collect debt not owed debt was paid

Kingston Financial, LLC Debt collection department,

I do not know Cont'd attempts collect debt not owed Debt was paid Virginia

In -/-/- or -/-/- I had a - - - Account ( Not sure if it was credit or checking honestly ) that was charged up by an ex. That debt was paid off in -/-/-. Today, -/-/-, I got a call about that debt of - something dollars from - - - who claimed to be representing Pyramid Acquisitions. This is probably the 40th call I 've received from somebody claiming to own that debt even though I paid it 12 years ago. The harassment over a paid off debt has gotten to the point that I can expect someone else claiming to own it to come up every 6 months or so. I 'm constantly having to dispute it on my credit reports, which is a pain in the rear. I ca n't keep doing this, I ca n't keep having to re-provide the same information over and over again. I do not know where " Pyramid Acquisitions '' got this phony debt.. .nor do I know how - - Solutions of - , South Carolina got it, but someone needs to put an end to these kind of practices. Trying to collect on a debt that has been paid and reporting it to credit bureaus way past the statute of limitations should be illegal. I 'm sure it probably is, but it is n't stopping these companies from acting on it.

Kingston Financial, LLC customer in Virginia
May 12, 2016

* Source: CFPB Complaint Database

Kingston Financial, LLC response to complaint:
Untimely response

Created with Highcharts 4.2.3Kingston Financial, LLCComplaint HistoryComplaints5/201600.250.50.7511.25Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Kingston Financial, LLCCont'd attempts collect debt not owed100.0%Untimely responseSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCont'd attempts collect debt not owed1.5%18.3%5.0%1.4%73.1%0.7%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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