HSBC North America Holdings Inc. Mortgage Complaint

HSBC North America Holdings Inc. Mortgage department,

Conventional adjustable mortgage (ARM) Settlement process and costs Indiana

Erroneous fees being charged to my account of $7000.00 on - - 2007. Claims made that the amount covers interest and fees associated with late payments form - - 2007 to - - 2007. This does not add up. Any late payments came from the misallocation of funds on their part and not mine. Often with HSBC my payments would not be applied to my mortgage and put in holding account. I should not have charged the amount in question. The amount is showing up as Deferred Balance.