The Huntington National Bank Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

The Huntington National Bank Bank account or service department,

Checking account Problems caused by my funds being low Michigan

Deceptive advertising by Huntington Bank regarding 24 hour grace for overdrawn accounts. I write very few checks on my Huntington Bank Account. Most of my transactions are EFT set-up for automatic payments. EFT for automatic transactions are allowed 24 hour grace for unlimited number of times. 24 hour grace for a check is allowed only once in a 12 month cycle, according to the local branch and the online agents. In addition, a check written does not show up until after the close of processing for a given day. When a forgotten check for $75.00 showed up recently, creating a shortage of $48.00, I was charge $37.00, even though I immediately transferred over $1000.00 from my savings to cover the shortage.

The Huntington National Bank customer in Michigan
Apr 28, 2016

* Source: CFPB Complaint Database

The Huntington National Bank response to complaint:
Closed with monetary relief

Created with Highcharts 4.2.3The Huntington National BankComplaint HistoryComplaints3/20124/20125/20126/20127/20128/20129/201210/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201312/20131/20142/20144/20145/20146/20147/20148/20149/201410/201411/20141/20152/20153/20154/20155/20156/20157/20158/20159/201512/20153/20164/20166/20168/201611/20160246810Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3The Huntington National BankProblems caused by my funds being low0.8%25.2%66.1%2.4%2.4%1.6%1.6%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageProblems caused by my funds being low2.6%46.2%41.1%2.9%3.4%3.1%0.6%0.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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