Capital One Mortgage Complaint

Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure

Capital One Mortgage department,

Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure Washington

My significant other & I have been in a Loan Modification process for several weeks with Capital One after receiving a Notice of Foreclosure Sale. The last sale date had been set for - -, 2016, and because we had submitted paperwork, they moved the sale date out to - -. Last week, - -, we faxed them updated bank statements - the last documents they requested. This week Capital One said they had all the documents and that our file is now with the Loss Mitigation Underwriter. I have been checking the Trustee 's foreclosure sale website and it is still showing a sale date for next Friday, - -, 2016. I spoke with - on Thursday, - ; and - on - at Capital One and was told by both of them that - was going to contact the Trustee 's office & have the date postponed or canceled. Since, as of today, - -, the Trustee 's website had n't changed, I contacted them directly and they stated that had n't received any further communication from Capital One since the request in - for moving the date back to - -. I 'm interpreting that they had asked the Trustee to move it back approx. 30 days, which would put it on or around - -, 2016. My complaint is that since we are in a full loan modification process, they can not still be pursuing an active foreclosure process. This is dual-tracking and my understanding is not allowed.

Capital One customer in Washington
Apr 16, 2016

* Source: CFPB Complaint Database

Capital One response to complaint:
Closed with explanation

Created with Highcharts 4.2.3Capital OneComplaint HistoryComplaints12/20112/20123/20124/20125/20126/20127/20128/20129/201210/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201512/20153/20164/20165/201605101520Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Capital OneLoan modification,collection,foreclosure0.4%77.8%3.2%8.2%9.7%0.7%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageLoan modification,collection,foreclosure0.2%7.4%6.9%0.6%2.6%0.9%80.5%0.9%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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Contact Capital One

http://www.capitalone.com/
(703) 720-1000
richard.fairbank@capitalone.com
1680 Capital One Dr
McLean VA 22102
Capital One
Capital One

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