Capital One Consumer Loan Complaint

Capital One Consumer Loan department,

Vehicle loan Shopping for a loan or lease North Carolina

I got a rejection letter from Capital 1 Auto Finance, dated -/-/-, reference number -, for a loan application from - - on -/-/-. The reason for not approving my request was " there are too many delinquent past or present Capital One credit obligations. '' I do not have nor have I ever had any Capital One credit cards. My sister in law, however, does and she has poor credit. - - -, dob -/-/-, new married last name -. She used to live at my husband 's and mine current address - - -, -, NC -. Somehow Capital One has confused our - separate identities and now it is affecting all - credit reporting companies!