Cottonwood Financial Ltd. Consumer Loan Complaint

Cottonwood Financial Ltd. Consumer Loan department,

Installment loan Problems when you are unable to pay Texas

I received a loan from the cash store for a total of $2000.00 and was told that the payments will be deducted from my checking account if I was not able to pay. I have been charged an overdraft fee because the funds were not available and even though I notified them in advance the my told me that there was nothing that could do besides refinancing my loan and making me start all over for a payment that was only about $100.00 dollars cheaper but still almost unaffordable. My payments are currently $500.00 and I can not afford them I am being charged upwards of 400 % maybe even more.