Synchrony Financial Credit Card Complaint

Synchrony Financial Credit card department,

Credit card protection / Debt protection Delaware

i have been paying a monthly fee on my amazon store credit card account for the credit card insurance to protect my account and pay my account in cases of - or other reasons and i have filed claims and request the balance be paid in full since i am no longer able to work due to permantley - and the card security has failed to do so only making the Minimum payment on my account and causing me to get charged additional intrest fees and causing my account to over limit and on top of that the credit card insurance fees every month, i feel this is a scam and fraud that be charged these high premium insurance fees and when i apply for the insurance protection that i am titled to they always decline the claim based on nothing.