Franklin Credit Management Mortgage Complaint

Franklin Credit Management Mortgage department,

Other mortgage Loan modification,collection,foreclosure California

My - mortgage was originally with - - -, who went out of business and the servicing of my loan was transferred to Franklin Credit aka -. They have been nothing but a nightmare refusing assistance unless it is in the form of usury. They refuse to comply with California Statues, specifically, the HBOR. My wife and I were so nervous we completed the application for mortgage assistance incorrectly stating the yearly amiount of income the column which called for monthly. Based on that mistake, Franklin Credit demanded $24000.00 down and $1400.00 a month on a $110000.00 which was originally $70000.00 and when we emerged from bankruptcy it was only $56000.00. I explained the mistake to Franklin Credit who refused to give me another application stating it was too bad and that the loan was recasting. My calculation shows $110000.00 is at 9 % for 120 months ( 10 years ) however, my original note was only at 8 % for 30 years and my original payment was $600.00 a month. Furthermore, Franklin does not indicate where the $24000.00 dollars requested would be applied to. These tactics have - my wife and out, my total monthly income is only $7000.00 a month.