Santander Consumer USA Holdings Inc Consumer Loan Complaint

Vehicle loan Managing the loan or lease

Santander Consumer USA Holdings Inc Consumer Loan department,

Vehicle loan Managing the loan or lease District of Columbia

i bought a car in -, - i financed it through chrysler capital ( account number - ). my first statement from chrysler capital arrived in - - and i made a payment of $480.00. the next statement i received ( in - - ), which i have attached, showed that my account was current and the next payment was not due until - - in early - -, i was notified by chrysler capital ( via phone ) that my account was overdue. i called them and was told that i missed my - payment. i told them that my - statement said that my account was current and no payment was due until -. they said they had made an accounting mistake and that my - statement was not accurate. apparently, they had mis-applied funds ( $670.00 ) to my account, then later reversed it without notifying me. when this was explained to me by the chrysler capital representative, i said i would make a payment immediately and they told me that any associated late fees would be reversed since the error was not mine. my - payment was made on - -, - when i received my - statement ( also attached ), the late fee had NOT been reversed, nor was my payment from - - applied. i called chrysler capital and they said that that my request to have the late fee reversed was denied. i asked to speak to a supervisor and they repeated that the late fee would not be reversed, even though the reason my payment was late was due to an accounting error made by chrysler capital. i asked to have the matter escalated and the supervisor connected me to chrysler capital 's 'office of the president ', which led to a voicemail box. i never heard from them after leaving a message. i now ask that any and all late fees from my account be reversed immediately, as i was told would be done since the mistake was not mine.

Santander Consumer USA Holdings Inc customer in District of Columbia
Mar 14, 2016

* Source: CFPB Complaint Database

Santander Consumer USA Holdings Inc response to complaint:
Closed with explanation

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