First Tennessee Bank Mortgage Complaint

Conventional fixed mortgage Loan modification,collection,foreclosure

First Tennessee Bank Mortgage department,

Conventional fixed mortgage Loan modification,collection,foreclosure California

First Tennessee Bank had this account charged off, closed, void and released back in 2012, however they continue to report this account as BALANCE DUE AND PAST DUE account on my credit report.. which is damaging my credit ratings and has been causing me a lot of financial distressed. I find this to be a violation of my consumer rights when the bank states they charged off this account, no longer want to collect on it however keep reporting it on my credit report EVERY MONTH as a closed account with past due balance. I have been trying to resolve this issue with them for 4 months now, was told to submit a request in writing which I did 4 times now ( see attached ). They claim NOT to have received my letters and NOW they are ATTEMPTING TO COLLECT DEBT ON THIS ACCOUNT BUT CALLING ME NON STOP AT ODD HOURS OF THE DAY ... .PLEASE HELP

First Tennessee Bank customer in California
Mar 04, 2016

* Source: CFPB Complaint Database

First Tennessee Bank response to complaint:
Closed with explanation

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