Amex Prepaid Card Complaint

General purpose card Unauthorized transactions/trans. issues

Amex Prepaid card department,

General purpose card Unauthorized transactions/trans. issues New Jersey

I had a Prepaid American Express SERVE Card which was originally for a mobile wallet. I have n't used it in a year and in - received an e-mail my balance was $0.00. and fee could n't be taken in full. I was unaware of any fee. I check and there was a lot of fraud transactions between my - -, - statement and the -/-/- statement. The balance had been around $ -. I called and explained every transaction was fraud. He offered $9.00. back out of my $57.00. After many reps and their fraud dept. they started giving me credits well above my original balance. I tried to explain it was too much and just wanted my original balance back. I closed the acct and they refunded the high amount of $85.00. Now I get an email saying I have a negative balance, so I call and they want $79.00 back. So now that leaves me $5.00 credit from my original $57.00. I ca n't access online statements anymore and their customer service claims they have no access to anything before -/-/-, so they ca n't see my -/-/- balance and ca n't refund me any money. So basically they refuse to do anything. If you go read their Serve - page many people have similar issues and there are many online forums with frustrated customers who ca n't get refunds. I 'm attaching my letter to them which has gone unanswered.

Amex customer in New Jersey
Mar 02, 2016

* Source: CFPB Complaint Database

Amex response to complaint:
Closed with non-monetary relief

Created with Highcharts 4.2.3AmexComplaint HistoryComplaints7/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/20163/20164/20165/20166/20167/20169/201610/201611/201612/201602.557.51012.515Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3AmexUnauthorized transactions/trans. issues60.4%38.3%1.3%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageUnauthorized transactions/trans. issues0.1%48.3%25.0%3.2%23.0%0.3%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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Contact Amex

https://www.americanexpress.com/
800-528-4800
P.O.Box 981540
El Paso TX 79998
Amex
Amex

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