Standard Mortgage Corporation Mortgage Complaint

Standard Mortgage Corporation Mortgage department,

FHA mortgage Loan modification,collection,foreclosure Louisiana

I lost my job -/-/- and asked my mortgage company to extend my loan one month so that I can stop having to pay them $37.00 in delinquent fees like I have been doing since -/-/- because I get my social security check on the last week of every month. The note is due on the first, but since I fell delinquent -/-/- due to my job loss and my social security checks did n't start coming in until -/-/- ; I called Standard Mortgage asking them to help me catch up. They said no just like they have done since I opened the mortgage loan with them in -/-/-. I can understand them not helping me before when I was working and just had minor problems, but this is a very serious issue because I am forced now to pay the $37.00 late fee to keep my loan from becoming default. As of today, -/-/- I can not make my mortgage payment because I had to use the only money I have to pay for my filing of Chapter - Bankruptcy. As of tomorrow I will be in default on my mortgage simply because Standard Mortgage refuses to help me by restructuring my loan to where I can be current on my payments.