Fay Servicing, LLC Mortgage Complaint

Fay Servicing, LLC Mortgage department,

FHA mortgage Loan servicing, payments, escrow account Nevada

I have been with Fay Servicing since they took over servicing of my loan late last year. I scheduled a mediation as per my rights, and met with their Attorney. I did not have an attorney present. The mediation was a scam. They stated " will give you 90 days '' and under duress I signed the documents. I asked during the mediation that if I had a well paying job would I be able to submit for a review and modification, they said yes. I found a job -/-/- and submitted all required documents. I was in constant contact with my servicing representative. I have been trying for years through - to get a mod. Each time we 'd get close I was laid off. Then I started over. My representative is now trying to push a short sale - or deed in lieu, even though I have a job and submitted all documents. The foreclosure is running in parallel and I feel the stress of running out of time. Why are they not following the comprehensive loan modification program as I meet the Eligibility? I bought in 2004, paid $420000.00 for - bath - car garage modest house. I put down $ -. and paid off the - in the amount of $ -. It is now work $250000.00 max. They are still charging 6.8375, they are still charging the old taxation rates. Why ca n't they write down my loan? I did n't walk away, I stayed when all my neighbors disappeared dumping their properties. I do n't want to get foreclosed. Please help.