TransUnion Credit Reporting Complaint

Incorrect information on credit report information is not mine

TransUnion Credit reporting department,

Incorrect information on credit report Information is not mine South Carolina

I was a student at - - - from -/-/- to -/-/-. A school official applied for a - Student Loan ( Private ) in my name providing an e signed loan application for $21000.00. The loan was obtained for the school period of -/-/- to -/-/-, a period for which I was not enrolled ( documentation provide by the school registrar ). I had no knowledge of the loan until learning that I had been turned over to a collection agency about a year ago. When I requested debt validation, the debt collection agency ( - - - ) was only able to provide a copy of the loan application with no transcripts or master promissory note. All attempts to resolve have proven unsuccessful. With fraud report ( police ) and verification none of the partied involved will accept responsibility or liability for the actions of whomever applied for this loan. I have spoken to - - the loan servicer, - - - ( the current collections ), and a representative of - - - - SC . - - - reported to me after submitting the requested documents ( certified ) via phone conversation that my case was " special '' and had been referred back to - -. The representative from - further advised me that - - was not bound by any regulations to respond in a timely manner " they could take as long as they want '' but they " - - - '' would continue to report to bureaus. All have parties have been provided with documentation as well as Transunion , LLC, -, and -. Despite the preponderance of evidence of fraud, they continue to report, refuse to update/remove, and will not offer resolution to matter.

TransUnion customer in South Carolina
Feb 13, 2016

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with non-monetary relief

Created with Highcharts 4.2.3TransUnionComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/2016025050075010001250Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3TransUnionIncorrect information on credit report0.1%75.5%0.0%23.4%0.9%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageIncorrect information on credit report0.0%29.5%0.3%0.1%68.8%1.2%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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