HSBC North America Holdings Inc. Bank Account Or Service Complaint

Checking account Deposits and withdrawals

HSBC North America Holdings Inc. Bank account or service department,

Checking account Deposits and withdrawals New York

On -/-/- I tried to deposit a check through the HSBC mobile app on my cellphone. I received a message that it was unable to process my request. I went directly to my local branch and I deposited the actual check. On -/-/- I received a debit from my checking account basically noting an error occurred for a duplicate check deposit. ( Apparently the mobile check was processed ). On -/-/- HSBC corrected the error and debited my account to correct the error. Now, here occurs the problem, on -/-/- I received another message/debit stating the same error message I received back on -/-/- referencing the duplicate check from -/-/- was deposited twice and HSBC was debiting my account to correct the error. This error had already been corrected so I stopped in to the - NY HSBC branch. A representative by the name of - pulled up my account and said she did not see the error. She explained I must have shaken the phone to have made the duplicate deposit. I tried to explain the backstory, she did not listen and tried to say it was a User error. I tried to show her the transaction on my


end. I asked to speak to her supervisor and she said she was the supervisor. I told her this is unacceptable becaus it clearly shows - debits from my account. I went on to try and explain that only - debit was needed to fix the error. We went back and fourth and finally I told her I would escalate this through corporate. I was not getting any assistance from her. I called HSBC - and was told by the represenative on the phone she could see the error and she would process the request to have it resolved. However, based on the correspondence with " - '' the - NY branch service manager I would like to have this escalated to ensure it is properly corrected in a timely time frame. The contact I have for - is -. I feel it is necessary to point out that - was very rude and condescending. I will be looking into switching banks based on her poor customer service and Unprofessional attitude in this matter.

HSBC North America Holdings Inc. customer in New York
Feb 02, 2016

* Source: CFPB Complaint Database

HSBC North America Holdings Inc. response to complaint:
Closed with explanation

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