Seashine Financial, LLC Mortgage Complaint

Seashine Financial, LLC Mortgage department,

Conventional fixed mortgage Application, originator, mortgage broker Arizona

I am in the process of buying a new home and securing lending on a jumbo loan. I have no debt to my name, a credit score higher than - and more than sufficient funds for the 20 % down payment. I am gainfully employed at the some company for the past 10 years and in the same line of business for over 20 years. At issue is documentation required from the lender to approve my loan - specifically a mortgage or rental history for two years. I owned a home - that I purchased in - and sold in - when I moved - and purchased a home in - that I sold in -. Since that time I have been living - rent free. Because I have the benefit of good friends and family members in the area while I continued to search for a home to purchase, I am now being penalized by having my loan not approved for this isolated reason. My impeccable credit report and payment history from - is insufficient?