Discover Credit Card Complaint

Forbearance / Workout plans

Discover Credit card department,

Forbearance / Workout plans Georgia

I contacted Discover credit card regarding my monthly payments. I attempted several time to speak to someone who can assist me in lowering my payments.I first spoke to - who stated that Discover Card can only lower the interest rate to 12 % for a year while my payments would still be $110.00 month. I explained to her that I was going through hardship and that $110.00 would not be feasible at this time. She stated, when I opened the account I agreed to make my payments. I stated, that is correct however I am not making the same income as I did when I first opened the account. - stated, that 's the only assistance that Discover can do for me. Later, that evening I contacted Discover card again having to wait 25 minutes before a customer service manager pick up the phone. I spoke to - and explained my situation to her. - told me that my monthly payments would be $130.00 month with a lower interest rate at 12 % with my card being suspended. I asked to speak to her supervisor but after waiting 10-15 more minutes the phone hung up on me. I have been a card holder with Discover since 2006. I am very disappointed in the treatment I have received. I really need some sort of assistance.

Discover customer in Georgia
Jan 21, 2016

* Source: CFPB Complaint Database

Discover response to complaint:
Closed with non-monetary relief

Created with Highcharts 4.2.3DiscoverComplaint HistoryComplaints2/20124/20125/20126/201211/20122/20136/20137/20138/201310/20131/20144/20143/20154/20156/201510/201512/20151/20162/20164/20166/201601234Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3DiscoverForbearance / Workout plans68.0%4.0%8.0%8.0%8.0%4.0%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageForbearance / Workout plans0.2%8.9%13.3%4.2%1.5%12.1%59.5%0.2%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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https://www.discover.com/
224-405-1747
davidnelms@discoverfinancial.com
P.O. Box 30943 
Sale Lake city UT 84130
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