Village Capital and Investment, LLC Mortgage Complaint

Village Capital and Investment, LLC Mortgage department,

FHA mortgage Loan servicing, payments, escrow account North Carolina

In response to a complaint that I filed with the Consumer Finance Protection Bureau against - and Village Capital Investment in regards to the illegal foreclosure of my home and failure to apply payments to my loan in accordance with federal law, I received the attached letter in duplicate from - - and Village Capital Investment. The letter states that a " Notice of Breach '' was sent on - -, 2015 stating that I had to pay $830.00 to cure the loan. Five days prior to the date of the letter I had already sent in a payment of $820.00 via - and then on - -, 2015 I sent an additional payment via - for $640.00. These - payments were made well before the cure date stated in your correspondence which was - -, 2015.


$800.00 and $700.00 payment were returned to me via ACH transfer, but I have no record of an ACH transfer to my bank account or a refund given via -. The $710.00 check was received via certified mail with United States Postal Service tracking number -. Therefore the ONLY refund I have been given in all the payments that I have made since - 2015 has been $710.00 and the $150.00 payment that I made via - was sent back to me via a - cancellation of payment. Please provide proof of the ACH transfers that you stated in your letter. I request that all payments be applied to my account and foreclosure proceedings ceased.