TCF National Bank Mortgage Complaint

Home equity loan or line of credit Loan servicing, payments, escrow account

TCF National Bank Mortgage department,

Home equity loan or line of credit Loan servicing, payments, escrow account Utah

I have paid my line of credit with TCF in -/-/-. I called and asked for my account to be closed. I was told that I need to sent a fax, which I did. However, I had a servicing fee of $50.00 assessed on -/-/- for a balance of - during -/-/-. I called again and I was once again asked to send a fax. I did send a fax together with the following email ( to -- - -- - ) : **** email copy***** Dear TCF representative, I, - - - , would dlike to close my account -. I have paid my loan and do not need the credit line anymore. I would like to ask ( per my conversation with - customer service representatives ) that the assessment fee of $50.00 be retroactively removed. Thank you very much and kind regards, - - PS The above was the text in the fax I sent on -/-/-. I am not sure why things did not go through ( I do have the fax being successfully sent receipt ) **** end of email ***** Now I have a new charge in -/-/-, once again of $50.00 ( which they draw against my debit card with the threat that if I do not pay, I 'd have my credit score affected ). My balance continues to be - as I have long repaid my mortgage.

TCF National Bank customer in Utah
Jan 12, 2016

* Source: CFPB Complaint Database

TCF National Bank response to complaint:
Closed with monetary relief

Created with Highcharts 4.2.3TCF National BankComplaint HistoryComplaints1/20122/20123/20125/20126/20127/20128/20129/201211/201212/20121/20132/20133/20136/20137/201312/20133/20144/20147/20149/201410/201411/20143/20154/20155/20156/20157/20158/20151/20165/20169/20160123456Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3TCF National BankLoan servicing, payments, escrow account47.6%12.7%28.6%6.3%4.8%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageLoan servicing, payments, escrow account0.2%5.8%5.1%1.1%2.3%4.0%80.3%1.2%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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