HSBC Bank Account Or Service Complaint

Checking account Using a debit or ATM card

HSBC Bank account or service department,

Checking account Using a debit or ATM card New York

I 've tried to buy tickets online on - - and all transactions came out as declined. When I checked my bank account I realized that - transactions were actually authorized and - dollars were missing from my account. I immediately called the bank to get the transactions reversed, once they were never authorized. Any regular bank would have blocked the second transaction since they were duplicates ( same website, same amount and made with less of a 5 minute interval. ). The bank informed me that they could n't do anything, that those were valid transactions, even though I told them I had the screen shots of the declined transactions. I was advised to call the merchant, who informed me that all the holds were immediately released since there was a mismatch on the address. I called the bank customer service who informed me to do not worry that in 24 hours - - - - the money would 've been credited back to my account. Today, - - the money has n't been credited back to my account and I was informed by the agent that it might still take 1 to 2 business days to have my money back for those declined transactions. I 've asked to speak to a manager or someone who could solve my problem faster, since all the money I had is being hold by the bank but they informed me that nothing could be done on my case.

HSBC customer in New York
Jan 04, 2016

* Source: CFPB Complaint Database

HSBC response to complaint:
Closed with explanation

Created with Highcharts 4.2.3HSBCComplaint HistoryComplaints5/20126/20127/20128/201211/201212/20121/20133/20134/20137/20139/201311/201312/20132/20143/20145/20147/20148/201411/20141/20153/20154/201511/201512/20151/201600.511.522.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3HSBCUsing a debit or ATM card20.6%50.0%29.4%ClosedClosed with explanationClosed with monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageUsing a debit or ATM card0.1%4.4%2.1%1.5%2.7%24.6%63.3%1.2%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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Contact HSBC

http://us.hsbc.com/
(212) 525-5000
marlon.young@us.hsbc.com
452 5th Ave Fl 22
New York NY 10018
HSBC
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