Capital One Credit Card Complaint

Late fee

Capital One Credit card department,

Late fee Pennsylvania

I went into the - in -, PA and paid my Boscov 's credit card in full. I then received a bill in the mail with a $25.00 late fee and charges of $2.00 and - on top of my balance that I already paid. When I called the number on the back of my card, they said that I did n't pay and I would need to fax a cancelled check. I went to my bank and they called the cardd company and after an hour on the phone with them, they did n't help me. They wanted my bank to fax a copy of my statement for proof of payment with all my persona information on it. I also told them a had a receipt of payment when I paid them by check, which my bank faxed them. They told me they were suspending my account. I paid my bill on time at the store. Is this how they make money by taking advantage of seniors - asking us to pay twice and then threaten me with late charges and shutting down my account. I have never been late and on a fixed income - I cant afford to pay twice and let them figure it out if they EVER figure it out.

Capital One customer in Pennsylvania
Dec 30, 2015

* Source: CFPB Complaint Database

Capital One response to complaint:
Closed with explanation

Created with Highcharts 4.2.3Capital OneComplaint HistoryComplaints12/20112/20124/20126/20128/201210/201212/20122/20134/20136/20138/201310/201312/20132/20144/20146/20148/201410/201412/20142/20154/20156/20158/201510/201512/20152/20166/201611/201605101520Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Capital OneLate fee1.4%28.4%51.9%3.8%8.1%6.1%0.3%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageLate fee0.0%3.0%2.8%7.6%0.6%52.7%32.9%0.4%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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Contact Capital One

http://www.capitalone.com/
(703) 720-1000
richard.fairbank@capitalone.com
1680 Capital One Dr
McLean VA 22102
Capital One
Capital One

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