Franklin Credit Management Mortgage Complaint

Franklin Credit Management Mortgage department,

Home equity loan or line of credit Loan modification,collection,foreclosure California

My loans ( - & - ) were originally with - - - - - until they went under and were sold to Franklin Credit Management Corporation who is the servicer for - -, -. I fell behind on my payments on my second mortgage and applied for a loan modification and sent in my documents. I received notification from - - - that I was going into foreclosure and the Trustee was The - Firm. After researching I located the Substitution of Trustee which was dated -/-/2015, however, this document was not recorded until - -, 2015, Three months later, additionally, there was no evidence that notice of the substitution was sent to me as required by law. The Notice of Default stated as of -/-/2015 I owed $75000.00, the Notice of Default was recorded on -/-/2015. I am questioning the validity of the Notice of Default, also, who was my previous trustee prior to the - Firm, since the loan was transferred a couple of times.