AES/PHEAA Debt Collection Complaint

Non-federal student loan Cont'd attempts collect debt not owed debt is not mine

AES/PHEAA Debt collection department,

Non-federal student loan Cont'd attempts collect debt not owed Debt is not mine Pennsylvania

I have enclosed the documentation of my claim that erroneous items are being listed on my credit report due to these private student loans. Attached are all the supporting documents. I simply want the items, including any hard credit inquires from potential creditors that were denied, ALL removed and deleted from my credit report as they are not factual. This issue has directly impacted my ability to obtain personal lines of credit since - of 2014. Enclosed is the official response from - - Loans including the original promissory note stating only - ( - ) loans from their offices were ever issued with direct contact information. These private student loans were then bounced around between National Collegiate Trust ( NCT ), American Education Services ( AES ), and - -. All of these items are listed on my credit report as multiple separate loans when they are NOT separate loans but the same - ( - ) original loans transferred from the lender to vendor, to collection agency. Executive Office - Student Loans - - - - - -, NY - ATTN : - - Phone : - extention - Both of the private student loans were originally from -. These loans now appear as multiple negative items listed as - - Loans, National Collegiate Trust, American Education Services, or - -. NONE of these items should not even appear on my credit report as negative items. Per the court ruling this debt was dismissed without prejudice and can not be collected on, nor should it even appear on my credit report as it is not a debt. Magisterial District Court : - - - - -, PA - Phone : - Docket Number : - - Department - - -, - - - -, - -, PA - Phone : - Case Number : -

AES/PHEAA customer in Pennsylvania
Dec 13, 2015

* Source: CFPB Complaint Database

AES/PHEAA response to complaint:
Closed with explanation

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