TransUnion Credit Reporting Complaint

Incorrect information on credit report account terms

TransUnion Credit reporting department,

Incorrect information on credit report Account terms Texas

I worked very hard to pay down my credit card balances and improve my credit score. Transunion for some reason has the same credit card on my credit report - ( no other credit bureau has this mistake ). I have phoned several times to have this issue remedied. When phoning the first time in early -, I verified with the representative that both of these items had the same account number, an obvious duplication. I was told an investigation would take place, which might take 30 days. I am not satisfied with this response, particularly with the duplication being so obvious. I then followed up with - who then sent me a letter via email, verifying that I only have - credit card account with them. I faxed this to Transunion who stated that this new item would be reviewed within five days and a determination made. I instead received a letter stating the new documentation would extend the investigation to - -. This is unacceptable. This issue is affecting me financially and emotionally. I am trying to secure a home, but can not because of this issue. My family is planning to move, but is delayed because of this issue. I am being denied because of my Transunion score which is inaccurate. I am attaching all documents sent to Transunion.

TransUnion customer in Texas
Dec 05, 2015

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with non-monetary relief

Created with Highcharts 4.2.3TransUnionComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/2016025050075010001250Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3TransUnionIncorrect information on credit report0.1%75.5%0.0%23.4%0.9%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageIncorrect information on credit report0.3%68.8%0.1%29.5%1.2%0.0%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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