Capital One Debt Collection Complaint

Capital One Debt collection department,

Credit card Taking/threatening an illegal action Attempted to/Collected exempt funds Minnesota

I had made a deal with a credit card company to have fund taken out of my checking acct of - a month until it was paid so they took out - payment then sold to a collection agencythen took - more payments of the same amount this was a - card at the time I made the deal I had like - before theyhad late fees over the limit fee how can I be over my limit when I have maid payments now I have all paper work they took payment after they sold the note. Now they Are going to garnish my pay for-