AES/PHEAA Student Loan Complaint

Non-federal student loan Can't repay my loan can't decrease my monthly payments

AES/PHEAA Student loan department,

Non-federal student loan Can't repay my loan Can't decrease my monthly payments Maine

I am writing this letter to request an account review for my student loans serviced by American Education Services due to my current situation. This is my last and final request. I have met with a bankruptcy attorney regarding these loans, and I was informed that I do qualify for a hardship exception based on my - and limited - income. I am prepared to file for bankruptcy -/-/2016 if National Collegiate Trust does not move forward and make an exception and forgive these loans due to my -. I understand these loans do not have a forgiveness option. I did have other student loans with other companies which did not have a forgiveness option, and they chose to make an exception and forgive my loans anyway due to the severity of my - and I am aware that National Collegiate Trust also has the discretion to do this. I have been - for over 4 years and there is no cure for my life-threatening disease. I will have this disabling condition the rest of my life and will not be able to return to work and it will eventually result in my early death. Please seriously consider my request for loan forgiveness. Please feel free to contact me with any questions. Sincerely, - -

AES/PHEAA customer in Maine
Nov 10, 2015

* Source: CFPB Complaint Database

AES/PHEAA response to complaint:
Closed with explanation

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