Quality Loan Service Corporation Mortgage Complaint

Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure

Quality Loan Service Corporation Mortgage department,

Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure California

This is my fourth complaint, in this same matter : Received today, my first and only notice from the County of - Recorder, that a Notice of Default has been recorded against my property, document # - dated -/-/-. Notice states that filing was done electronically. Document has the signature of -, Assistant Secretary of Quality Loan Service Corp., Trustee. Document confirms that the loan date was -/-/-. As I stated before in a prior complaint, Quality Loan Service in its -/-/- Debt Validation Norice letter, stated : '' The current creditor to whom the debt/loan is owed is : - - -, -. . As Instated before in a prior complaint, the - - website states that the owner of my loan is - -. Quality Loan Service made a material false statement in its Debt Validation Notice letter. This is serious. - - owns my loan and is my lender. As I stated in a prior complaint, California requires for loans made between -/-/- and -/-/- on - to - Unit Owner Occupied Properties, that the lender as required by Cal. Civ. Ciode sec. 2923.5 ( a ) contact the borrower by phone or in person to assess


of Default. Furthermore, the copy of the Notice of Default sent to me by the County of - Recorder ( - pages ) does NOT have any declaration by the lender ( - - ) that it contacted me to explore options to avoid foreclosure. This declaration is required by Cal. Civ. Code sec. 2923.5 ( b ). Contact has to be by phone or in person, per Cal. Civ. Code sec. 2923.5 ( a ). - - is the owner of my loan, the lender. - - is only the servicer. Declaration has to be by the lender, per Statute. A declaration by the loan servicer of contact attempts does NOT comply with the Statute.

Quality Loan Service Corporation customer in California
Nov 03, 2015

* Source: CFPB Complaint Database

Quality Loan Service Corporation response to complaint:
Closed with explanation

Consumer disputes how Quality Loan Service Corporation handled their complaint

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