Amex Credit Card Complaint

Late fee

Amex Credit card department,

Late fee Oregon

My salary check is direct deposit on the - of every month. In - I sent my payment in with a post it note asking them not to deposist until - -. Because AME- deposited my check earlier I received a NSF charge of $34.00 from -. I deducted the $34.00 NSF from next months balance and sent them a letter documenting the course of events. From - thu - interest fee charges began to escalate for the $34.00 non payment. In - I sent AME- the balance on my account and the chards of my credit card after the shredder. I did not tell them to close my account ... it was a message letting them know what I felt about their customer service. - - I received a letter saying, " We may increase your APR ''. " Cash rewards has been forfeited due to cancellation. '' After I received the letter I went online to access my account and it had been deactivated. I tried calling and when they asked me for my account number, they had no record of it. I received no statement in -. - I get a statement and AME- wants $2.00 for interest charged. I 'm livid that whoever opened my payment with the not asking for a - - deposit ignored my request. And correspondence from AME- on - -, -, - -, -, another one on the -, and - proves that the payment received department and correspondence department are n't talking to one another. I also sent a detailed letter inside a payment which AME- claims they never received. This is a -... note above that I was told in the - - letter that they will not be issuing my rewards money of which I am entitled. I can see now why - is not dealing with AME- in the future.

Amex customer in Oregon
Nov 02, 2015

* Source: CFPB Complaint Database

Amex response to complaint:
Closed with monetary relief

Created with Highcharts 4.2.3AmexComplaint HistoryComplaints12/20111/20123/20124/20125/20126/20127/20128/20129/201210/201211/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201511/201512/20152/20164/20167/20168/20160102.557.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3AmexLate fee50.0%41.9%2.9%2.3%2.9%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageLate fee0.6%32.9%52.7%3.0%7.6%2.8%0.4%0.0%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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Contact Amex

https://www.americanexpress.com/
800-528-4800
P.O.Box 981540
El Paso TX 79998
Amex
Amex

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