USAA Savings Bank Account Or Service Complaint

Savings account Deposits and withdrawals

USAA Savings Bank account or service department,

Savings account Deposits and withdrawals Georgia

The response from USAA Financial Savings Bank ( FSB ) in response to the unauthorized debit from my savings account, and transferred to another FSB member 's - - investment account is incorrect. FSB was contacted by me on - - 2015 referencing the unauthorized withdrawal on - - 2015, and later that day same day I identified - additional unauthorized withdrawals to the same investment account on, - - and - - 2015. I made numerous calls that day, and was repeatedly told, I am sorry but we can not refund beyond 90 days. '' It was later I was told the - does not got beyond 60 days. I also contacted the FSB multiple times between the dates of --/-/2015 asking for assurance that no more unauthorized withdrawals would be made from my saving account ending in -. I 'm pleased to know that all conversations between me and the FSB are recorded, they will attest to the truth of what I am saying. If there it was stated that the FSB was uncooperative, I would restate that remark to say unresponsive.


and my situation could be due to calls being answered by subcontractors lacking adequate knowledge and training. I was told that would prevent further withdrawals. When I asked about the investigation into how another FSB member could withdraw funds from my saving account, I was told there was no investigation. When banks receives a complaint of fraud or theft, they are obligated to investigate the complaint and respond with a report within - working days. I asked if I could be transferred to the fraud department. The Fraud Department stated their was no investigation because the Written Statement of Unauthorized Debit form ( WSUD ) I submitted on - - 2015, was canceled by the FSB. The day I completed the -, I uploaded it to my -, it was returned back to me the same evening, and the decision was made not to investigate the theft from my savings account. On - -, 2015 at -., I spoke with - - who stated the mistake is the FSB and offered to return all three withdrawals taken by - -. He stated that the error was on USAA FSB. In speaking with - - -, I found out that the individual, - - -, is a USAA FSB consume, and that my account numbers are similar. I told - - that each call I have made to the FSB, I have been told I can not receive my money that was taken with my approval beyond 60 days. The funds taken with the FSB approval was my Social Security - Insurance back pay, and transferred into another FSB member 's outside investment account with - -. The Social Security I receive is affected by my limited income and unemployability. Anyone with income or resources above the SSI income and resource limits are not eligible for the need-based - program, like the one I receive. Should the Social Security Administration take note that my benefits provided for my -, is being transferred to an investment account, I could lose my benefits. The next day, I received a call from - - at approximat4ely-. - - spoke about the - agreement however, - - went into details about how long she been in the banking business and this situation occurs frequently. She remarked that obviously - - was not monitoring his account like me. I quickly told - - that I was the victim, not - -, who has been taking our funds. I received an agreement from - - about being a victim. I was told I would receive an update, but I have not heard from her.

USAA Savings customer in Georgia
Oct 20, 2015

* Source: CFPB Complaint Database

USAA Savings response to complaint:
Closed with monetary relief

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