American Credit Resolution, Incorporated Debt Collection Complaint

American Credit Resolution, Incorporated Debt collection department,

Other (phone, health club, etc.) Taking/threatening an illegal action Threatened to sue on too old debt Texas

I was called by a debt collector yesterday and said if I did not call him he will serve me with a letter of intent .And also he did not say what the name of the company was.So I called back and I say what the debt was for he said - - - and he said I had broke a 2 year contract and the - - been bankrupted and out of business for 4 years.So the phone number he called from was - and so I had told the representative that I can not afford and I am on social security - but, I did had a 1 year contract not 2 and he had the last - digits of my social security number.I had told the representative to set up a payment plan and he wants the money immediately so I had gave him a debit card number I do n't use so he can get off my back.