CarFinance Capital LLC Consumer Loan Complaint

CarFinance Capital LLC Consumer loan department,

Vehicle loan Taking out the loan or lease Maryland

I have a vehicle loan that shows on my credit report from CarFinancewhich constantly reports me late and now show repossession. Also Myloan amount was for $23000.00 and I have paid 20 payments at $ -/mowhich is $10000.00 and CarFinance is telling me that my balance is $25000.00. REALLY??? In addition, I have a letter from - stating thatthey will remove the item from my credit but they are useless as well.