Select Portfolio Servicing, Inc Mortgage Complaint

Select Portfolio Servicing, Inc Mortgage department,

Other mortgage Loan modification,collection,foreclosure California

I originally had a loan with - in 2004. It was taken over by - - - and the terms were changed without my awareness. They changed the interest rate somehow, not sure what happened, but the payments went up so high I could n't afford it, so I applied for a modification. I was told the only way - - - would not talk to me until I stopped making payments. So I stopped. After two years SPS tried to foreclose and put liens against my business. I started making payments again and was advised to file bankruptcy for the house only to stop the liens. I had to sign the modification papers before I saw the terms. This was done by Select Portfolio Servicing ( SPS ). I have n't missed a payment since. They said they had nothing to do with - and - said they do n't have my loan anymore. About 90 days after I signed, they sent me the terms. I had already started making payments on a slightly lower amount that I thought was fixed. I later realized that it was an adjustable that would continue to go up and they did not lower the principal at all. It was added as a balloon of $ - at the end of the loan period. I have tried several times with attorneys to reduce the principal as they had promised with - or -. Neither company will help or take any responsibility. In fact they charge me $5.00 to make payments every month. And, the payment amount keeps going up where I can not afford to make payments much longer. And, they are threatening foreclosure ever time I try to talk to them to correct the terms. An investigation was conducted by - - -, Certified Securitization Analysis. See attached. We paid $2500.00. Your agency was copied. So now, I have a growing mortgage payment, and a balloon payment, and no relief in sight. Please help.