Bayview Loan Servicing, LLC Mortgage Complaint

FHA mortgage Loan modification,collection,foreclosure

Bayview Loan Servicing, LLC Mortgage department,

FHA mortgage Loan modification,collection,foreclosure Georgia

Inaccurate information report to FHA on an account that is not mine. I 'm contacting you in reference to - - - -, -, Georgia -. My exhusband was awarded this property in our divorce. He did not refinance the house out of my name so I was filed for a Chapter - in -, quitclaimed the property to him and divested all interests in the property. Apparently in - my ex let the proper go via foreclosure and a deed in lieu was signed by him and recorded in - -. I purchased a new home in - and last month I attempted to refinance my home and was told by the lender that an alert was placed in the FHA - system stating that I had a property foreclosed on and that it made me unavailable to refinance under FHA for 3 years. This property belonged to my ex and I should in no way be harmed behind it. I was told I 'm held liable too but that its impossible as I did not sign off on the deed in lieu of foreclosure therefore invalidating the deed. I was told I did n't have to sign papers since the property was given to my ex in the divorce. It can be - statues to adhere to. Either its mine too or its not. If my signature was needed and was never obtained then the deed in lieu is not valid. I ca n't be penalized with him along with his property as it is not mine. I want Bayview to send information to FHA - and have the erroneous information deleted from my profile.

Bayview Loan Servicing, LLC customer in Georgia
Oct 05, 2015

* Source: CFPB Complaint Database

Bayview Loan Servicing, LLC response to complaint:
Closed with explanation

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