BMO Harris Bank Account Or Service Complaint

BMO Harris Bank account or service department,

Checking account Problems caused by my funds being low Minnesota

I had a target debit card payment go through that overdrew my account $.00 - - - CENTS and they RETURNED the payment to - and slapped me with a $35.00 fee. I will also now get a $30.00 fee -. Their overdraft policy CLEARLY states if your account overdraws less than $5.00 there will not be a fee. Not only did I get the fee they returned the payment entirely. This is insanity! I am now paying $65.00 for a $0.00 mistake.