Capital One Credit Card Complaint

Capital One Credit card department,

Credit line increase/decrease New Jersey

I have - credits with Capital One and each - of them charges me $55.00 dollars a year for use or services, I have asked Capital One almost since they were issued to me to please consolidate them to save money on these annual charges. I have had these cards nearly ten years. Capital One has always refused that request. Today it is so more important because I am unemployed and on social security and - - years old.