Wells Fargo Credit Card Complaint

Unsolicited issuance of credit card

Wells Fargo Credit card department,

Unsolicited issuance of credit card Missouri

I applied for a Dillard 's charge card as I would like to participate in their rewards program. Instead of a charge card, I was issued a Dillard 's American Express card. I contacted Dillard 's and - - requesting a downgrade to a regular Dillard 's charge card and was told I was ineligible for a downgrade because my credit is too good and that only people with bad credit are eligible for a Dillard 's only '' charge card. I do not want another credit card because of the greater liability if lost stolen and the fact that I plan to let other persons use the card for Dillard 's purchases. I believe it is an unfair practice to issue Dillard 's charge cards only to persons with bad credit and to refuse to issue a charge card to persons with good credit. Desired resolution : Issue me a Dillard 's only charge card. The - - card that I was issued is -. I have not activated it ; nor do I intend to do so.

Wells Fargo customer in Missouri
Sep 11, 2015

* Source: CFPB Complaint Database

Wells Fargo response to complaint:
Closed with explanation

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http://www.wellsfargo.com/
(866) 249-3302
[email protected]
420 Montgomery St Frnt
San Francisco CA 94104
Wells Fargo
Wells Fargo

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