BMO Harris Bank Account Or Service Complaint

Other bank product/service Account opening, closing, or management

BMO Harris Bank account or service department,

Other bank product/service Account opening, closing, or management Arizona

I have - Home Equity Lines of Credit with M & I - Bank. BMO Harris Bank N.A . now claims ownership of these HELOC 's and has attempted several times to coerce me to redo the agreements. They have lied to me, threatened, bullied, misrepresented facts and used predatory practices in attempt to have me redo the HELOC 's. They have finally decided after several threats to close the file '' to report that I am delinquent on my HELOC 's after paying without a missed or late payment approximately $120000.00 dollars. After three attempts and different reasons '' I must redo the HELOC 's, they settled on


Credit to improve their bottom line. I believe this is an illegal practice and needs to be addressed properly. Further they are fraudulently reporting - HELOC as a charge off '' and another as current ''. This is incorrect reporting to the credit reporting agencies. All of this is a result of BMO Harris Bank N.A . claiming ownership of the M & I Lines of Credit, illegally calling them due '' and then reporting my delinquency to the credit bureaus when it is in fact BMO Harris Bank N.A . that has breached the Home Equity Line of Credit without question. They need to be stopped!

BMO Harris customer in Arizona
Aug 31, 2015

* Source: CFPB Complaint Database

BMO Harris response to complaint:
Closed with explanation

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