Wells Fargo Credit Card Complaint

Wells Fargo Credit card department,

Transaction issue Minnesota

Per attachment # -, Wells Fargo bank offered me a balance transfer of $11000.00 with 0 % APR for 15 months and a transfer fee of 4 % ( = $460.00 ). However, nowhere on attachment # -, which is the offer document, does it inform me that the first payment would include the $460.00. Actual first payment is $580.00, which is a budget breaker. Of the several credit cards that I have accepted a balance transfer offer from, Wells Fargo is the only -, who includes the balance transfer fee in with the first payment, which again is $580.00 ( = $460.00 + $120.00 ). Attachment # - is my monthly statement showing the $580.00. The inclusion of the $460.00 means that is $460.00 not available to pay on my higher rate accounts. Thus, the $460.00 is considered a loss, if paid on - -, 2015.