Lamont, Hanley & Associates, Inc. Debt Collection Complaint

Other (phone, health club, etc.) Disclosure verification of debt not given enough info to verify debt

Lamont, Hanley & Associates, Inc. Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt California

After recently reviewing my credit report, I found that there is a collection reported by - that has a date opened on - 2010 and no date of last activity is listed. The amount is for $290.00 and the creditor is Lamont Hanley & Associates. This debt is over 4 years old and the date of last activity could very well be 4 years as well. The statue of limitations in the state of California for reporting debt is 4 years. This company is in violation of that statue. Also, since there is no date of last activity, I do not know if I owe this amount or if the debt is verifiable. Also, I do not know if this company is licensed to collect debt in my state ( California ). I am requesting that this debt be removed from my credit report immediately.

Lamont, Hanley & Associates, Inc. customer in California
Jul 21, 2015

* Source: CFPB Complaint Database

Lamont, Hanley & Associates, Inc. response to complaint:
Closed with explanation

Created with Highcharts 4.2.3Lamont, Hanley & Associates, Inc.Complaint HistoryComplaints6/20147/201411/201412/20141/20156/20157/20158/201512/201500.511.522.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Lamont, Hanley & Associates, Inc.Disclosure verification of debt30.0%70.0%ClosedClosed with explanationSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageDisclosure verification of debt1.5%15.4%4.9%1.4%76.1%0.7%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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