Conventional fixed mortgage Credit decision / Underwriting
American Pacific Mortgage Corporation Mortgage department,
Conventional fixed mortgage Credit decision / Underwriting Oregon
I was pre-approved for a conventional home loan -/-/- by All Pacific Mortgage. I provided bank statements, pay stubs, and showed adequate funds for the down payment and closing costs. At that time I was -. I did not find a house to purchase before -. I then found a house -/-/-. My pre approval letter expired while I was -. My realtor spoke to the lender who sent me a new pre approval letter since my employment, income and savings had not changed since I got the last letter. The seller accepted my offer but on Thursday - - 2015 I received a phone call from the mortgage broker. He stated that the underwriter and banks will not lend to because I am on unpaid - and I will not be getting paid for -/-/- and -/-/-. Then the broker stated that they would consider lending to me if I returned to work and ended my maternity leave early. He also spoke to my realtor and stated the same facts. I never received an email or any other form of written communication from the mortgage broker about not being eligible for the mortgage loan due to my - status.
American Pacific Mortgage Corporation customer in Oregon
Jul 12, 2015
* Source: CFPB Complaint Database
American Pacific Mortgage Corporation response to complaint:
Closed with explanation
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