Discover Credit Card Complaint

Discover Credit card department,

Arizona

This is the - time i am going thru with Discover Credit card. I had used discover credit card to buy the mobile app for my kid and it was installed on tablet. My kid who is just - yrs old tried to purchase some more apps on his own and he was able to do it successfully without the authorization of anybody ( like me ) who is at least - or - years of age. When i noticed the charges - it was bit late. Called Discover - they simply closed the account and issued me a new/replacement card ( coming in around 6 business days ). Later called - support to remove the charges. Discover could have very well blocked those transactions all coming from - but they decided the hard stop. All my legitimate transactions ( which i already told to Discover customer service and Fraud department ) are also impacted now which requires great deal of time and efforts from my side to make it thru. Finally i need to talk to - customer service and revised my payment method so that the order can go thru. Has it been the case that Discover resolves these issues properly - one does n't has to go thru all this. For any online retailer -when they store the credit card - these attributes are required:1 ) Card account # 2 ) - date3 ) Billing zip code4 ) CVC/CID - - or - digit # on the credit card. Why discover does n't stop - or some other online retailer to save everything so that these kind of purchases are being challenged and users are asked to enter CVC/CID # at least? This is a major security flaw in terms of how - and Discover are working and great concern to parents like me. This is the - or - time with me that i am victim of fraud with Discover card during the last 4 yrs itself.