Mercantile Adjustment Bureau, LLC Debt Collection Complaint

Mercantile Adjustment Bureau, LLC Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Right to dispute notice not received Missouri

In - of - an account that was in debt was sold to Mercantile Adjustment Bureau. In the same month the debt was sent to collections, without any notification received by me. There was no telephone contact, or mail attempts regarding my right to dispute. The account once more entered collections in the month of -, -. There was also no attempt to contact me by mail or telephone. In - of -, I was contacted by a collector from this company, stating I was responsible to pay $2000.00 dollars. Following this phone call I was scared, because I was unsure of what to do. I believe I was pressured in to settling the debt, even though I was attempting to dispute the original ownership of it. Following the telephone call, I began to do research and it was in fact an actual debt collection agency. I immediately paid it off out of fear and reprisal. Once the debt payment was received the business had - amount of days to report the payment to all major Credit Bureaus to include, -, - and -. After an extended period of time, no contact or notification was received regarding payment and debt settlement.