Santander Consumer USA Consumer Loan Complaint

Vehicle lease Managing the loan or lease

Santander Consumer USA Consumer loan department,

Vehicle lease Managing the loan or lease Texas

Hello, We leased a little - - - in -/-/-. However, personal circumstances required us to move to - ( I 'm - ) thus I called the leasing company in - - in regards to early termination. The agent told me that I had to pay an early termination fee of about $900.00 and all I need to do is to return the car. I decided to return the car in - of - and received a receipt for returning the car ( - - with - miles on the odometer ). Then we continued to receive bills from Chrysler Capital and I called several times to tell them that we had returned the car. I asked repeatedly when I would get the final bill from the early termination fee and every time they said it should come soon. Finally, on - - I received a call from Chrysler capital that they had sorted it out and that the dealership made a mistake ( there is a technical term for that I forgot it but basically they temporarily 'lost ' the car ) and that I would receive the final bill after the car was sold. This was new


auction. This is apparently in the contract under early termination but it was n't explained to me nor is it clear from reading it ( the process is not described ). Today ( or rather yesterday ) I received a letter that outlined the same amounts that are under the early termination + adminsitrative charges. Basically, I 'm liable now for around - and it says nothing about the process of when the car is being sold and when I will learn of what the actual difference is. Thus from my side:1. The process information was new and that I also pay for the difference of what they are able to sell the car for. Had I known that earlier I would have acted differently ( most likely I would have shipped the car and sold it myself in - ; we would have had that option then ) 2. I have no control over that price whatsoever when they auction off the car and I have no insight in how that price came together and if that was in fact the price. 3. In the meantime, we 've moved abroad - they have wasted 4 month of dealing with this which means the car is 4 month older now and I 'm not longer around to act. I still do n't know what the final bill is for the car but I 'm concerned that they have very little interest in getting the best price and/or can basically tell me anything and I can no longer influence that because I 'm no longer in the -. I might be an exception to the rule because we moved abroad but I would assume that the way these early termination clauses are structured and the way it is explained is probably a general issue in this industry. I 'm happy to provide all required documentation and reference because I feel there is clearly something wrong here. Also, we 're now using a mailbox forwarding services in - ( originally from - ).

Santander Consumer USA customer in Texas
Jul 09, 2015

* Source: CFPB Complaint Database

Santander Consumer USA response to complaint:
Closed with explanation

Consumer disputes how Santander Consumer USA handled their complaint

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop the phone calls, learn how to stop harassing phone calls

Stop Calls

Contact Santander Consumer USA

https://www.santanderconsumerusa.com/
(888) 222-4227
https://www.santanderconsumerusa.com/customers/con
P.O. Box 961245
Fort Worth TX 76161
Santander Consumer USA
Santander Consumer USA

Loading similar complaints

{{x.COMPANY}} {{x.ISSUE}} {{X.SUB_ISSUE}}

{{x.COMPLAINT_WHAT_HAPPENED | preview}}...

Read more