Discover Credit Card Complaint

Discover Credit card department,

North Carolina

- went into debt settlement program with - Law Offices in -, AZ and turned over two ( 2 ) DISCOVER accounts ( - ) to - Law Offices at a charge to us well over $5000.00. DISCOVER agreed to debt settlement however on -/-/- DISCOVER filed a judgment - ( - - $15000.00 against my husband and on -/-/- DISCOVER filed a judgment - ( - - $12000.00 against me. We did own a home at this time. - Law Offices was telling us all along that all was going okay, not the case?! - Law Offices instructed us on how to respond and we filed that response in the county we lived in at the time. DISCOVER and the FDIC had written us letters in this regard in - and - - stating very clearly that no suits had ever been filed on either account and that the two - 2 ) accounts were charged off in - - but that was a total LIE?! In - and - we experienced a job LAY OFF and we sold our home through


- 2 - judgments hanging over our heads?! We have been married - - years, I am - ( - ) and my husband is - ( - ) and we have never failed to pay our bills and we fully intended to pay these cards in debt settlement however we have since considered filing bankruptcy over the entire issue. We have contacted - - in the executive office of DISCOVER to date at - - - but to no avail?! We live pay day to pay day. We will never own another home in our lifetime so DISCOVER can not attach that property. DISCOVER will end of with exactly zero - -0- ) in all of this if they arenot willing to cooperate with us. We will not pay the balances shown as they are filled withadditional charges and fees that DISCOVER just added on because no one STOPS these lenders and banks from running over the Consumer?! They have - attorneys who do nothing but make our lives miserable?! We have contacted these Attorneys to say that unless these two ( 2 ) DISCOVER judgments are removed from our credit history and profile in an expedient manner we will never consider paying DISCOVER anything since they have been on our credit history and profile since - and were done after DISCOVER agreed to the debt settlement program with - Law Offices. We did file a complaint with the - and we were refunded our $5000.00 from - Law Offices which was applied to bills and making ends meet. Allowing these lenders and banks to run over the Consumer is greatly unfair and needs to be STOPPED. We are still trying to come back from these job LAY OFFS and we pay our bills on time as we did before all of this happened to date but these two ( 2 ) DISCOVER judgments need to be dropped off completely without further delay so we can keep employment and pay our billsand if DISCOVER ever expects ANY funds from us we will not ever consider that unless these two ( 2 ) DISCOVER judgments are removed from our credit history and profile as they we done unfairly and without consideration for our financial situation at the time - Law Offices filed them?! - Law Offices was supposedly handling these two ( 2 ) DISCOVER accounts ( - ) when these two ( 2 ) DISCOVER judgments were filed against us?! How can we pay bills without a job which is greatly jeopardized by these two ( 2 ) DISCOVER judgments hanging over our heads and if we have no employment DISCOVER still gets ZERO ( -0- )?! We are so sick and fed up with the way lenders and banks treat the Consumer and no one will make the effort to STOP itto date?! We had such good credit at one time we had too much credit but that has changed.