CL Holdings, LLC Debt Collection Complaint

CL Holdings, LLC Debt collection department,

Other (phone, health club, etc.) Cont'd attempts collect debt not owed Debt was paid Washington

I paid a past due bill directly to - who instead of applying the payment to the debt, passed the check on to their debt recovery agency Jefferson Capital Systems LLC. - then claimed that my check (a cashier's check issued by - Bank Bill Pay) was returned NSF. - shows the check as being paid. Jefferson Capital Systems subsequently reported the debt as currently due over - months after payment was made, driving my credit score down dramatically. Neither party will acknowledge responsibility for the error and I have not been credited with the nearly $- payment that was made to -. I have been told that the credit agency has - days to respond to my complaint.