Other (phone, health club, etc.) Disclosure verification of debt not given enough info to verify debt
Franklin Collection Service, Inc. Debt collection department,
Other (phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt Alabama
- certified letters within a 60 day period to Franklin Collection Service , Inc. has failed to provide the following requested information to validate alleged debts:- Signed credit applications between myself and the original creditor-. Copies of all signed vouchers from the date accounts opened until default-. Copies of all statements from the date accounts opened until default-. Proof of the statue of limitations-. Proof of agreements that they were hired by the original creditor ( creditor as defined by the FDCPA ) or-. A copy of the contracts Franklin Collection Service, Inc.purchased the alleged debts-. If the alleged debts were purchased, provide a copy of agreements between Franklin Collection Service , Inc. and myself, signed by me, stating that I have a contractual responsibility to Franklin Collection Service , Inc. for the alleged debts-.Provide proof that Franklin Collection Service , Inc. is bonded/Licensed for debt collecting in the state of AlabamaBy failing to provided all of the information that was requested on my behalf, the disputed claims are now considered invalid and all collection efforts must be stopped and the accounts must be deleted from Franklin Collection Service , Inc. Franklin Collection Service , Inc. can not validate their claims, therefore they can not, by law, collect on it, or sell it to another collection agency. Also, reporting debts to the credit reporting agencies that can not be validated is a violation of the FCRA - Fair Credit Reporting Act -, and carries a $2500.00 fine. Please advise Franklin Collection Service, Inc.of their infractions and that the alleged debts must be removed from their account immediately, and they also must be removed from all credit reporting agencies.Thank you.
Franklin Collection Service, Inc. customer in Alabama
Jun 23, 2015
* Source: CFPB Complaint Database
Franklin Collection Service, Inc. response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | http://franklinservice.com/ |
Phone | 662-844-7776 |
[email protected] | |
Address | 2978 West Jackson Street - P.O. Box 3910 Tupelo MS 38801 |
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