Southwest Credit Systems, L.P. Debt Collection Complaint

Other (phone, health club, etc.) Disclosure verification of debt not given enough info to verify debt

Southwest Credit Systems, L.P. Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt Missouri

While I was undergoing a credit check in order to obtain my - license, it was discovered that I had a previously unknown collection account on my credit. I contacted the debt collector Southwest Credit - - -, - - -, T- - Phone - '' and was told it was a debt to - from several years earlier. I asked them for verification of the debt, however all they sent me was what looks like a blank - bill with the amount they say I owe as a previous balance. '' I called them back and they told me that that was all that they have and I would have to call - myself. When I called - I was told that they do not know what they debt was for and that I would have to get


We gave you what we have, now you need to pay. '' While no one at either - or Southwest Credit can explain what the debt is for, my fear is that they are claiming that they never got their cable boxes back. When I closed my account I did so in person and turned in my equipment, but for almost 6 months I got phone calls almost every day saying I had not returned my equipment. I always told the caller that I did return my cable boxes and they always said they would look into it, and then the calls would keep coming. At this point I do n't know what to do, I firmly believe the debt is not valid and neither - nor Southwest Credit will provide me with anything to show that it is valid ... however this is seriously endangering my employment and if it is not resolved soon I will be force to pay it. I 'm basically being held hostage and robbed.

Southwest Credit Systems, L.P. customer in Missouri
Jun 18, 2015

* Source: CFPB Complaint Database

Southwest Credit Systems, L.P. response to complaint:
Closed

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Contact Southwest Credit Systems, L.P.

http://www.swcgroup.com/home.html
800-637-7439
4120 International Parkway, Suite 110
Carrollton TX 75007

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